Searching for an online payday loan? Take to our cheaper line of credit rather!

Searching for an online payday loan? Take to our cheaper line of credit rather!

Polar Credit is really a direct loan provider offering a revolving credit center which you can use each and every day to support your everyday spending. A free account you withdraw funds when you need to, with cash transferred to your bank account within minutes of approval with us lets.

We realize what truly matters to clients when they are trying to find credit – an easy online application, an instant decision and quick use of money. Our personal line of credit brings each of this together but in an item that can includes a lower interest in comparison with a loan that is payday.


We request you to offer us with a few information about you that can help us make our financing choice, such as for example your name, target and date of birth with the details of your work, earnings and spending. The complete application procedure is completed on the internet and, because our company is an immediate loan provider, we let you know the results of the application in just a matter of mins.

Our financing choice

We make use of the information which you’ve provided in your application alongside the information inside our very own database therefore the information we get right back through the credit guide agency which will make a fast decision on your own application. It’s important you accurately complete the applying form to make certain that we now have usage of most of the right information to aid us evaluate the application. In the event that information which you offer will not match our documents we might need certainly to ask for more info to keep along with your application.

We’re a direct loan provider, perhaps maybe not a brokerage, and we also make all our financing decisions ourselves. Please simply simply simply take you time whenever signing up to give consideration to all of the relevant concerns within our form as that will help us make our choice. After the application is submitted, there is not any more waiting time and energy to find the outcome out of the online application. We will inform you straightaway in the event that you’ve been authorized as well as the quantity of credit that the personal line of credit was approved for.

The complete procedure occurs on the internet as well as your Polar Credit account can be obtained after you eSign your credit agreement for you to use immediately.

Bad credit or no credit score? We shall make an effort to realize your position since they are today and concentrate on the future.

Got a slim credit report or a poor credit score from some bad decisions produced in the last? Don’t genuinely believe that a loan that is payday your only choice while you are shopping for credit. Those with defaults in the past can still qualify for our cheaper alternative to payday loans while we may not be able to approve some customers who still continue to miss their repayments.

Fast transfer of money

Because you need immediate access to cash at that point in time and our credit line can match the service that you would expect from some of the best online payday lenders in the UK if you need an instant payday loan it is often. As soon as your Polar Credit application is authorized funds are utilized in your money within a few minutes of you making a withdrawal demand and you may access the funds soon afterwards so long as you hold your bank account with one of the most significant UK banks that supports quicker re Payments.

The fee

Seems like all the most useful options that come with payday advances to date? Well, here’s what we think could be the best benefit of our alternate solution – the price. Taking out fully a ВЈ100 cash advance for thirty days can run you just as much as ВЈ24 whilst it just costs ВЈ6.60 to borrow ВЈ100 for that amount of time from us. Whilst it is difficult to locate a low priced pay day loan, and lots of people would argue that inexpensive payday advances just don’t occur, our solution is more than 70% less expensive than a ВЈ100 cash advance from a primary loan provider when you really need to borrow for thirty day period.